- Emirates NBD
- Abu Dhabi Commercial Bank (ADCB)
- Mashreq Bank
- Dubai Islamic Bank (DIB)
These banks typically finance up to 50% of the property value for off-plan purchases, subject to project completion and approved developers.
Additionally, some banks are selective with the developers they finance, favoring major developers like Emaar, Nakheel, Sobha Realty, DAMAC, and Dubai Properties. It is essential to confirm with the bank that your chosen project qualifies for off-plan financing.
Other banks sometimes mentioned for home financing (though less frequently for off-plan specifically) include First Abu Dhabi Bank (FAB), Abu Dhabi Islamic Bank (ADIB), HSBC UAE, and RAK Bank, but the core popular options remain the ones above.
In summary, Emirates NBD, ADCB, Mashreq, and Dubai Islamic Bank are the main banks to approach for off-plan mortgages in Dubai as of 2025.
