November 2025

Escrow Accounts: The simple way to keep your money safe in a deal

Here’s my bold claim: if you’re moving serious money without an escrow account, you’re taking unnecessary risk. Honestly, I see preventable disputes all the time—and nine times out of ten, an escrow would’ve kept both sides protected. What’s really going on in the market? Big transactions—property purchases, off-plan developments, even high-value services—move fast. Yet trust

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The fastest way to lose money on a property? Sign an SPA you don’t fully understand.

Buying in Dubai or anywhere in the UAE is exciting—but the Sales & Purchase Agreement (SPA) is where deals are truly won or lost. I’ve reviewed enough SPAs to see the same pitfalls repeat: vague property descriptions, fuzzy handover timelines, and missing protections for buyers. The good news? Once you know what to scan for,

The fastest way to lose money on a property? Sign an SPA you don’t fully understand. Read More »

If you can’t verify a project and its developer with RERA/DLD in minutes, don’t sign anything.

If you can’t verify a project and its developer with RERA/DLD in minutes, don’t sign anything. You have two reliable checkpoints in Dubai: the Dubai REST mobile app and the Dubai Land Department (DLD) online services. Use them before you transfer a dirham or commit to an off-plan promise. Why this matters (and why buyers

If you can’t verify a project and its developer with RERA/DLD in minutes, don’t sign anything. Read More »

Can you assign your off-plan unit before handover? Yes—if you tick the right boxes.

Here’s the bottom line: You can sell or assign your off-plan property in Dubai before handover. But it isn’t a free-for-all—it’s a regulated process with developer approvals, DLD registration, and specific payment thresholds. What’s actually happening in the market Assignment (or “resale before handover”) lets you transfer your Sales & Purchase Agreement (SPA) to a

Can you assign your off-plan unit before handover? Yes—if you tick the right boxes. Read More »

Reserving a Property in Dubai: Everything You Need Before You Pay

Buying in Dubai moves fast. If you prep your documents and understand the 10–20% reservation deposit, you can lock a unit the same day. What you need to reserve a unit From experience, buyers lose time chasing papers. Get these ready upfront: Off-plan extras you’ll likely see next: the Sale and Purchase Agreement and sometimes

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Off-plan in Dubai can work—if you respect the risks and vet the developer hard.

What’s really risky about off-plan? I like off-plan for the entry price and payment plans. But here’s the thing: you don’t control the timeline or the final product. The biggest pitfalls I see: Dubai’s RERA and DLD add escrow and oversight that help, but they don’t replace diligence. How I check a developer’s track record

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The banks currently offering off-plan mortgages in Dubai in 2025 include:

These banks typically finance up to 50% of the property value for off-plan purchases, subject to project completion and approved developers.​ Additionally, some banks are selective with the developers they finance, favoring major developers like Emaar, Nakheel, Sobha Realty, DAMAC, and Dubai Properties. It is essential to confirm with the bank that your chosen project

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Off-plan homes in Dubai are usually cheaper — often by 10–30% vs. ready units.

Why that discount existsDevelopers sell early in the project timeline, so they price to entice and pair it with flexible payment plans. You’re trading today’s lower price for tomorrow’s finished building, which is why the upfront cost can be noticeably lighter than a ready property. The upside (and the catch)Buyers can see capital appreciation as

Off-plan homes in Dubai are usually cheaper — often by 10–30% vs. ready units. Read More »

Construction-Linked Payment Plans vs Downpayment Plans: What Actually Works Best?

Most buyers don’t want to pay big money before they see real progress on site. That’s exactly why construction-linked payment plans exist. They tie what you pay to what’s been built. What a CLP Really Means With a CLP, you start with a booking fee and a down payment, then you pay in stages as

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Properties provide immediate availability and certainty but at higher prices and with less flexibility.

The decision depends on whether the buyer prioritizes investment potential and customization or immediate occupancy and lower risk.​ What are the financial risks of buying off-plan in Dubai The financial risks of buying off-plan property in Dubai include: Dubai regulations aim to protect buyers by requiring escrow accounts for payments and approvals before project commencement,

Properties provide immediate availability and certainty but at higher prices and with less flexibility. Read More »

Choosing a Reliable Dubai Property Developer: What I Look For

Here’s my blunt take: the right developer can add years of value to your investment; the wrong one can drain your time, money, and patience. I’ve seen both outcomes. The difference isn’t luck — it’s due diligence that you can actually do in a few focused steps. The Dubai Property Context (And Why This Matters)

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Can you get a mortgage for an off-plan property in Dubai?

Buying off-plan in Dubai isn’t just for all-cash buyers. You can use a mortgage—but the rules are tighter than for ready homes. In most cases, banks cap lending at 50% of the property value, require the project to hit around 40–50% completion, and only fund approved developers. Funds then flow in stages tied to construction

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99-Year Leasehold in Dubai: What Really Happens at the End

Here’s the blunt truth: when a 99-year leasehold ends in Dubai, the property goes back to the freeholder—unless you’ve secured a renewal in writing. The Context (and why this catches people out) Dubai’s leasehold model gives you long-term use, not permanent ownership. You can live in it, rent it out, even sell your remaining lease

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Yes—you can sell your off-plan property in Dubai (if you tick a few boxes)

Here’s the straight answer: you can resell an off-plan unit in Dubai, but only after you meet the developer’s conditions—most notably hitting a payment milestone (often 30–40%) and securing a Developer No Objection Certificate (NOC). What’s really happening on the ground Off-plan resales aren’t handled like ready properties. Until handover, you’re transferring contractual rights via

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Is It Worth Buying Off-Plan Property in Dubai in 2025? Yes—If You Play It Smart.

Here’s my take after advising and writing on UAE property for years: off-plan can beat ready property on total return if you choose the right developer, location, and payment structure—and you’re patient about timelines. Off-plan often starts cheaper than ready stock and appreciates as construction progresses, but you trade immediate rent for future gains. What’s

Is It Worth Buying Off-Plan Property in Dubai in 2025? Yes—If You Play It Smart. Read More »